Getting into a fender bender on the BQE or a scrape in a tight Bushwick parking spot is a “when,” not an “if,” for most NYC drivers. But once the dust settles, the real battle begins: the insurance claim. Many Brooklyn drivers don’t realize that New York State law is heavily on their side when it comes to where their car gets fixed.
Your Right to Choose Under New York State Insurance Law § 2610, an insurance company cannot require you to have your vehicle repaired at a particular shop. They might “highly recommend” a shop in their network, but those shops often have contracts to use cheaper, aftermarket parts to save the insurance company money. At Wet Workz Autobody, we advocate for OEM (Original Equipment Manufacturer) parts to ensure your car’s safety ratings remain intact.
The Brooklyn Paper Trail NYC is unique. If you’re involved in an accident in any of the five boroughs, you need an MV-104 form if there is more than $1,000 in damage.
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Pro Tip: Always take photos of the street signs and the intersection. Brooklyn’s confusing one-ways and “No Standing” zones can often help prove you weren’t at fault during a claim dispute.
Why Wet Workz? We handle the “Insurance Adjuster Dance” for you. We speak their language, document the hidden damage they often try to overlook, and ensure the final check covers a repair that actually lasts.
